Responsible Fintech Institute Appoints Four Executive Fellows and Elevates Distinguished Professor Patrick H. M. Loh to Co-Founder

PRNewswire
Singapore, September 29: The Responsible Fintech Institute (RFI) has appointed Professor Lawrence Loh, Associate Professor Eugene K.B. Tan, Professor Louis Chen and Ms Farah Jaafar as Executive Fellows. RFI has also elevated Distinguished Professor Patrick H. M. Loh, who joined as an Executive Fellow in April 2026, to Co-Founder, in recognition of his contributions to the Institute's strategic direction.
The appointments come as digital finance goes mainstream and regulators, institutions and technology providers seek to ground innovation in digital assets, AI and cross-border payments in sound legal, ethical and governance foundations.
As Executive Fellows, they will engage regulators and standard-setting bodies, contribute to principles-based industry frameworks, and strengthen RFI's partnerships across the region.
Welcoming the appointments, Chia Hock Lai, Chairman of RFI, said, "Lawrence, Eugene, Louis and Farah bring deep experience in law, governance, digital policy and capital market development, the disciplines that responsible digital finance depends on. I also congratulate Patrick on becoming a Co-Founder, recognising his central role in building the Institute."
Professor Lawrence Loh is Director of the Centre for Governance and Sustainability at NUS Business School, where he leads the Singapore Governance and Transparency Index and the ASEAN Corporate Governance Scorecard project. He holds a PhD in Management from the Massachusetts Institute of Technology and is a regular commentator on governance and sustainability for outlets including the BBC, Bloomberg, CNN and The Straits Times.
"Trust is the foundation of every financial system, and it is built on transparency and good governance," said Professor Lawrence Loh. "I am pleased to help RFI support an industry that grows responsibly and sustainably."
Associate Professor Eugene K.B. Tan is Associate Professor of Law at Singapore Management University (SMU) and an advocate and solicitor of the Supreme Court of Singapore. Educated at the National University of Singapore, the London School of Economics and Stanford University, where he was a Fulbright Fellow, he specialises in constitutional and administrative law and the ethics and policy of artificial intelligence. He served as a Nominated Member of Parliament from 2012 to 2014 and, from 2019 to 2026, as Singapore's Representative and Alternate Representative to the ASEAN Intergovernmental Commission on Human Rights.
"As AI and digital assets reshape financial services, the key questions are about accountability and public trust, not just technology," said Associate Professor Tan. "I look forward to helping RFI develop frameworks that are principled, practical and grounded in the rule of law."
Professor Louis Chen is widely recognised for his contributions to digital governance, sustainable digital economy development and cross-sector institutional collaboration. Through his leadership at the Digital Governance Association (DGA), he has helped advance dialogue on responsible innovation, AI governance and the future of digital ecosystems.
"Trusted digital finance depends on governance that keeps pace with technology," said Professor Chen. "I look forward to helping RFI bring policymakers, academics and industry together towards a secure, interoperable digital economy."
Ms Farah Jaafar is a senior executive, board advisor and governance leader with close to 30 years of experience across capital markets, offshore finance, fintech and digital assets. As former Chief Executive Officer of Labuan IBFC Inc., she led the international positioning of Malaysia's international business and financial centre as a regional hub for cross-border financial solutions. She has chaired risk committees in regulated brokerages and pioneered licensed fintech and digital asset infrastructure in Asia. She chairs the Women in Fintech Group of the Asia Fintech Alliance, which represents fintech associations across 15 Asian markets.
"A rising tide lifts all boats," said Ms Jaafar. "Digital finance can widen access and create opportunity, but only if it earns the confidence of regulators, investors and the public. I look forward to strengthening that collaboration with RFI."
Distinguished Professor Patrick H. M. Loh was conferred the inaugural Singapore Distinguished Professor title by Murdoch University, Australia, in 2024. He is Senior Fellow and Advisory Board Member at the Centre for Governance and Sustainability at NUS Business School, and Chairman of the Advisory Board at Murdoch University in Singapore. He was awarded the Public Service Star (BBM) and the Public Service Medal (PBM) by the President of the Republic of Singapore.
"The calibre of leaders joining us shows that responsible innovation needs collaboration across law, governance, industry and policy," said Distinguished Professor Patrick Loh. "I look forward to expanding RFI's impact across the region and beyond."
The RFI Executive Fellowship is designed for senior leaders with at least 20 years of experience in executive leadership and a demonstrated track record in shaping financial policy or institutional strategy. Fellows are expected to operate with institutional neutrality while contributing to globally aligned and responsible financial systems.

About the Responsible Fintech Institute (RFI)
The Responsible Fintech Institute (RFI) is a global nonprofit organisation based in Singapore. Its goal is to create a safe, trustworthy and reliable future for digital finance by building the digital utilities that support responsible innovation. RFI brings together public and private sector stakeholders to help build the rules and technology needed for new digital financial tools, and to make the digital asset sector sustainable and inclusive. Learn more at responsiblefintech.org.
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